Ralston, Nursing, and Perkins Loans
Please contact our Finance Loan Officer at 210-829-6084 for assistance with making payment, completing Entrance/Exit Interviews, or signing self-certification notes. Please refer all other loan questions to: University Accounting Services 1-800-999-6227.
Students accepted to the UIW School of Nursing are eligible to apply for Nursing and Ralston loans. The Federal Perkins Loan Program expired on September 30, 2017, and no funding is available at this time.
The Office of Financial Assistance determines eligibility for borrowing loan funds. Their office can be reached directly at 210-829-6008 or firstname.lastname@example.org.
Students must first complete the following steps before loan funds will be credited to the account:
- complete an Entrance Interview
- complete a self-certification form
- acknowledge disclosure statements
- sign a promissory note at Signmyloan.com
The University of the Incarnate Word is the lender for all Nursing, Nurse Faculty, and Ralston Loans.
No. However, late fees may be applied if you skip a payment, make a late payment, or only make partial payment. If failure to make payment persists, you will be subject to collections fees as well.
Payment for Ralston loans is due seven (7) months after graduation or leaving UIW. Payment for Nursing and Faculty Nursing loans is due nine (9) months after graduating or leaving UIW. If you are enrolled at least half-time at another institution (Ralston Loan), or enrolled at another nursing school (Nursing/Faculty Nursing Loan) then you can request a payment deferment by contacting UAS.
If attending less than half-time, contact University Accounting Services to determine your grace period.
Your monthly installment amount will depend on how much was originally borrowed, but will not fall below $40 per month.
Yes. Under certain circumstances, you can receive a deferment or forbearance on your loan:
- Deferment allows you to temporarily postpone loan payments without accruing any interest
- Forbearance allows you to temporarily postpone or reduce payments. Interest will continue to accrue during the forbearance period. Forbearance may be granted in up to 12-month intervals, for up to 3 years.
Deferments/forbearance are not automatic, and you must apply for one through University Accounting Services (UAS) using a deferment request form. Request forms can be obtained by contacting UAS directly, or by visiting the University Accounting Service site. You must file your deferment/forbearance request by the posted deadline or you will be responsible for late fees. Additionally, you must continue to make scheduled payments until you receive notification that deferment/forbearance has been granted. For more information on payment deferment, contact UAS at 1-800-999-6227.
For information on loan cancellation, contact University Accounting Services at 1-800-999-6227.
University Accounting Services, Attn: Payment
Processing Dept. P.O. Box 5291
Carol Stream, IL 60197-5293
Log on to University Account Service (UAS). Borrowers previously authenticated through the University Accounting Services ECHO electronic billing system will simply enter their credentials.
Borrowers not authenticated must enter their social security number, zip code, and university name. If a borrower cannot access the electronic form, UAS will mail one by January 31 (the IRS deadline).
Yes, all loans are reported and updated accordingly.
Send any address changes to:
University Accounting Services
P.O. Box 932
Brookefield, WI 53008-0932