Students enrolled full-time* will automatically be enrolled in the student health insurance plan, provided by Wellfleet. The insurance premium will be charged on the student's fall and spring bill. International students are required to maintain the student health insurance plan and are automatically billed when enrolled in 1+ hours. Domestic students have the option to waive the annual premium by demonstrating comparable health insurance coverage compliant with the Affordable Care Act (ACA). The waiver must be submitted online by the posted deadline, no exceptions.
*Full-time students (Undergraduate 12+ hours, Graduate in extended terms 6+ hours, Professional Programs, and Doctoral 6+ hours) are defined as main campus students enrolled in the traditional 16-week semester.
Students who fail to submit an insurance waiver by the posted deadline, will be responsible for the full premium.
Complete Health Insurance Waiver
Insurance Waiver Deadlines
- Students enrolled in the Fall semester- September 1, 2023
- Waiver covers August 1 to July 31 of the following year
- First-time students enrolled in the Spring semester- January 25, 2023
- Waiver covers January 1 to July 31
How to Waive Coverage
- Visit the Health Insurance Waiver webpage
- Select the Waive section
- Proceed to complete the waiver application by filling out all the required information
- Students must enter their Student ID without the W0
- Once you have completed the waiver a confirmation page will appear with a confirmation number
- Your waiver will either be Approved or in a Pending status
Once the waiver is completed it will either be approved or in a pending status. Waivers in a pending status will receive notification of approval within a week. If your waiver has been denied, it is the student's responsibility to review the denial reason for further instruction. Please allow 5-7 business days from notification of approval for the waiver to be applied to the student bill.
For additional assistance please contact our office or view our How to Waive Insurance Guide.
How to Enroll
Eligible students are automatically enrolled in the student health insurance in early August and early January for new students entering the spring term. If you submit a waiver before the deadline and it is approved you will be removed from the student health insurance. Please visit the UIW Wellfleet webpage for additional information and to access your account.
To enroll in coverage after the deadline due to a Qualifying Life Event (QLE)*, please visit Wellfleet's QLE Guide for further instruction.
*QLE includes but is not limited to: loss of previous health insurance, loss of spouse, or birth of a child.
Frequently Asked Questions
UIW requires all eligible full-time students to carry major medical insurance coverage. Students have the option to waive the insurance premium by demonstrating comparable health insurance coverage compliant with the Affordable Care Act (ACA).
- Students enrolled in the School of Professional Studies program
- Graduate students enrolled in 8-week programs
- Students enrolled in certification programs
Students who fail to submit an insurance waiver by the posted deadline will be responsible for the full premium. You will have the option to waive the insurance the next academic year.
No, only first-time students entering the spring term are eligible to waive the student health insurance. The insurance is an annual premium. You will have the option to waive the next academic year.
Yes, students will automatically be charged for the health insurance if they fall below full-time status during the spring term.
Eligible students, who have not waive the student health insurance, will be automatically uploaded to the Wellfleet system. Uploads usually begin in early August and will end shortly after the waiver deadline. Once a student has been uploaded to the system, they can access their insurance information and online ID card.
Students who are graduating in December and want coverage extended until July 31, must purchase Annual coverage in the fall. The annual premium must be paid in full at the time of enrollment. Please contact the Business Office for questions.